Finance

Thinking Capital Financial Corporation

Small Business Loans in Toronto

Address
130 Adelaide St W #1700
Toronto, Ontario
M5H 3P5

Phone
(866) 889-9412

Industry
Finance

Twitter

Business Information

Thinking Capital is a financing provider committed to lending funds to small and medium-sized businesses. By providing funds of up to $300,000 at significantly lower interest rates, Thinking Capital is considered the leading business lender in Canada.

Business Hours

Monday - Friday:
9:00am - 5:00pm
Saturday:
Closed
Sunday:
Closed

About

Since opening its doors in 2006, Thinking Capital has provided funding to over 10,000 small and medium-sized businesses amounting to over $700 million. By building partnerships with companies such as CIBC, MoneyMart, Moneris, TD, and National Bank, Thinking Capital has been able to broaden its reach and help many businesses reach their full potential and get the funds they need to succeed.

Thinking Capital was recently acquired by Purpose Financial. Current customers have not been affected by this move and has allowed Thinking Capital to assist even more customers than before.

Fixed Financing

Fixed financing is one option that Thinking Capital offers to potential clients. This arrangement is beneficial for businesses that need to budget their finances. By agreeing to a set interest rate and paying a fixed daily amount based on this, you know what your payments will be.

Fixed financing does not require any collateral on behalf of the client and is designed to provide you with a loan faster than traditional lenders. It also affords you the opportunity to choose 6, 9, or 12-month terms.

Flexible Financing

Flexible financing is the other option provided by Thinking Capital. This type of loan does not require you to choose the length of a term nor put forth any collateral.

Repayment is based on an agreed-upon percentage of your daily debit and credit card sales. This automated process allows you to forget repayment obligations and focus on other aspects of your business.

Industries

Since 2006, Thinking Capital has assisted over 300 industries in getting the funds they need to achieve their goals with over $700 million being provided. This has been done in a manner that satisfies both parties as repayments are made yet in a way that does not put financial burden on the business.

Industries that Thinking Capital has provided loans to include restaurant and bar, construction, retail, health services, automotive, food and drink, and health and beauty.

Thinking Capital has offices in Toronto and Montreal areas. If you have questions or concerns, you can call a representative that would be happy to assist you. You can also complete the online form on the Thinking Capital website and someone will connect with you within 24 hours. For even quicker responses, you can touch base with a representative using the chat option on the website.

Business Resources

You may find more information about Thinking Capital online: